Personal Money Management is a 2-Day fundamental Workshop under Financial Literacy Series to help employers and employees understand the importance and strategies to manage personal financial in daily life effectively. The modules covering budget and expenses, saving strategy, managing debts, financial scams and fraud, insurance, tax planning and setting financial goals.
Registration Form
Brochure
— Course Fee: RM 17,280.00 (Inclusive of 8% Service Tax) —
Module 1 : Budgeting and Expenses
- Understanding Budget
- Understanding Expenses
- Activity: Budget and Expenses
Module 2 : Savings Strategies
- Types of Savings
- Importance of Savings
- How to Save Strategically
Module 3 : Debts Management
- Good Debts Vs Bad Debts
- Managing Credit Cards and Personal Loans
- Strategy to Reduce Debts
Module 4 : Financial Scams and Fraud Prevention
- Common Scams in Malaysia
- How to Identify Red Flags
- How to Protect Your Finances
Module 5 : Insurance and Protection Planning
- Types of Insurance
- How to Choose the Right Coverage
- The Importance of Financial Protection
Module 6 : EPF and Other Investments in Malaysia
- Types of Investments in Malaysia
- How the EPF works
- The Importance of Investments
Module 7 : Tax Planning and Reliefs in Malaysia
- Overview of Tax Structure, Tax Relief and Deductions
- Strategies to Optimize Tax Savings
- Benefits of Tax Paying
Module 8 : Financial Goal Setting
- Setting SMART Financial Goals
- Short Term Vs Long Term Financial Goals
- How to Build Financial System and Habit